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Illinois Auto Insurance
 
What Auto Insurance coverage's do I need?
In case you're involved in an accident, auto insurance provides financial protection for you and your family. It pays for the damage and injuries caused by the accident and for repairing or replacing your vehicle if it is damaged or stolen.

Illinois State Requirements
In Illinois you are required to carry auto liability insurance (min. 20/40/15) and be able to provide proof of insurance. If you are caught driving without insurance, you may have to pay a large fine and have your driver's license suspended.
 
Do you need an SR-22 filling?  We can help!

 
 
Types of Auto Insurance Coverage's
There are many different types of auto insurance coverage's for you to choose from. Our agency can work with you to decide what coverage combinations provide the best protection at a price that fits your budget.
  • Collision - Pays damages to your own vehicle.
  • Comprehensive - Pays for losses from fire, theft, storm, etc.
  • Deductible - The amount of a covered loss you agree to pay.
  • Bodily Injury - Pays for injury to others when you are at fault.
  • Property Damage - Pays for property damage when you are at fault.
  • Medical Payments - Pays for your own or your passenger's medical expenses.
  • Uninsured/Underinsured Motorist - Coverage for you if other driver is not insured or is underinsured.

    In addition to basic auto insurance, consider these optional services to provide added protection for your vehicle:

    • Emergency roadside assistance and towing service
    • Glass deductible buy-back
    • Car rental reimbursement