800 East Northwest Highway
Even if your commercial vehicles are not the primary way your business makes money, it's always smart to properly insure the vehicles you depend on as a business owner.
Commercial auto insurance is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.
Making sure the coverage for your commercial auto insurance is comprehensive is the easiest way to protect your business. Don't hesitate, call today.
Commercial auto insurance coverage may include:
When your employees use a company vehicle for business purposes, their personal auto policy coverage no longer applies in the event of an accident, property damage, or fatality caused by one of your employees.
As one business owner found out, it’s always best to ask if you don’t know what type of policies you may need.
This owner had a love for fashion and a knack for finding gently used clothing. One day, she decided to take a leap of faith and open her own vintage clothing boutique. It didn’t take long for business to start booming for the boutique. It wasn’t long before she had an epiphany: Why not complete personal deliveries for locals?
It wasn't long before she was making deliveries, when the unthinkable occurred: she backed into a young man on a bicycle. While he was not seriously injured, he was hospitalized overnight for monitoring.
The next day a claims adjuster called to inform her that since she was doing business at the time of the accident, the claim would not be covered by her personal insurance policy.
Stuck with a huge hospital bill and letter of lawsuit from the biker’s attorney, she was forced to shut down her business.
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we'll help you protect what matters most. It’s Insurance Simplified to get commercial auto insurance quotes when you work with Held Insurance Agency. Our office is located in Mount Prospect, Illinois. Serving all of Illinois and Wisconsin.