Long Term Care Insurance

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What is Long Term Care

It is the care people need when they cannot perform tasks needed in order to live independently.

Long Term Care is better described as custodial care for chronic conditions.  It can be skilled on non-skilled care, delivered at home or in nursing homes or assisted living facilities.

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Why buy LTC insurance

Some key reasons people buy LTC insurance:

  • Preserve their independence
  • Choice of care and caregivers
  • Protect assets and their standard of living
  • Avoid being a burden on family
  • Peace of mind
  • Allows more assets to be passed on to family or others

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your personal insurance.

Contact us today, and we'll help you protect what matters most. It’s Insurance Simplified to get Long Term Care or Disability insurance quotes when you work with Held Insurance Agency. Our office is located in Mount Prospect, Illinois. Serving all of Illinois and Wisconsin.