Motorcycle Insurance

When You Need The Best Motorcycle Insurance - Call Us at 847.264.4644

You can trust our team when you need to decide on motorcycle insurance for your bike. As an Independent Insurance Agency, we are not tied to just one insurance company. We have several A-plus-rated insurance carriers we can shop with, to make sure you get the very best motorcycle insurance and the lowest premiums.

Owning a motorcycle can be one of the most exhilarating things in life, but according to the National Safety Council, a motorcycle accident that results in serious bodily harm happens every 6 minutes in the United States.

If you think motorcycle insurance is a “wasted” expense, think again. Insurance is more about managing your risks than anything else. Without motorcycle insurance, all it takes is one accident to drain your savings or your ability to pay medical expenses.

Request a Quote
We Can Help You Find Insurance For Your Motorcycle, Trike, Or Scooter.

We Can Help You Find Insurance For Your Motorcycle, Trike, Or Scooter.

  • Harley-Davidson
  • Honda
  • Suzuki
  • Vespa
  • Yamaha
  • Kawasaki
  • BMW
  • Ducati
  • and more...

We can help you get the motorcycle insurance you need, whether you have a motorcycle, trike, scooter, or custom motorcycle.

It’s Insurance Simplified to get motorcycle insurance quotes when you work with Held Insurance Agency. Our office is located in Mount Prospect, Illinois. Serving all of Illinois and Wisconsin.

Recommended Insurance Coverage for Motorcycles

There are mandatory minimums in Illinois and Wisconsin, but you may wish to consider other options on your bike, that can give you more comprehensive coverage and better peace of mind:

  • Collision coverage – pays for covered damage to your motorcycle when in a collision with another vehicle or other object.
  • Comprehensive coverage – pays for covered losses resulting from incidents other than collisions - like fire, theft, or vandalism.
  • Bodily injury liability coverage – insures you against certain damages if you injure or kill someone while operating your motorcycle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.
  • Property damage liability coverage – insures you against certain damages caused to another person’s property while operating your motorcycle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.
  • Umbrella Liability Policy - provides additional liability coverage when your motorcycle policy limits are depleted.
  • Roadside assistance - may provide help to riders in case of needing a tow, dead battery, flat tire, or running out of gas.  
  • Bike accessories
  • Total loss insurance
  • Trip interruption coverage

Frequently Bought Together With Motorcycle Insurance