Mount Prospect Motorsport Insurance

Quality Protection For Your Needs

Motorsports Insurance

dreamstime_xxl_118118225 (1).jpg

Insurance for your ATV, UTV, Dirt Bike, Golf Cart, Snowmobile, and more...

There’s no shortage of ways to get outside in Illinois. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

Held Insurance Agency can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.

Are your off-road toys covered? Contact our team today to talk about:

  • ATV (All-terrain vehicle)
  • UTV (Utility-terrain vehicle)
  • Snowmobile
  • Dirt bike
  • Dune buggy
  • Golf cart
  • Any other motorsports insurance

Not Sure You Need ATV, Golf Cart, Snowmobile, or other Motorsports Insurance?

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Illinois and Wisconsin require specialty vehicle riders to be properly insured for liability.


Want to keep your Snowmobile, Dirt Bike, ATV, UTV, Golf Cart & other Motorsports Insurance costs down?

Several factors can affect the cost of insuring a specialty vehicle. So what can you do to keep your rates low?

Be safe - If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.

Choose your vehicle carefully - Some models of ATVs, UTVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.

Own More Than One - With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.

Multi-Policy - Insure your motorsport with the same carrier that handles your auto or home insurance taking advantage of the multi-policy discount.

Good Coverage. Great Times

Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options in most ATV, UTV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:

Collision coverage – pays for covered damage to your vehicle when in a collision with another vehicle or other object.

Comprehensive coverage – pays for covered losses resulting from incidents other than collision - like fire, theft, or vandalism.

Bodily injury liability coverage – insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.

Property damage liability coverage – insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.

Let us help make sure you’re covered when you hit the trail – talk to us today to find out how to get the best price and value on the motorsports insurance that’s right for you.

Get a Quote!