Mount Prospect Umbrella Liability Insurance

Quality Protection For Your Needs In The Northwest Suburbs and Northshore

Umbrella Liability Insurance


Illinois – What’s Peace of Mind Worth to You?

To really feel secure about protecting your assets and your financial future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.


Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets or your future earnings.

Everyone should consider an umbrella liability policy. Here are some key reasons. Do you:

  • Own a home or auto?

  • Own any animals?

  • Have kids?

  • Post on social media?

  • Generate good or better average income?

  • Entertain at home?

  • Rent or lease property?

  • Own any toys? (i.e. boat, ATV, recreational vehicle, etc.)

  • Coach youth sports?

  • Volunteer?

If you answered "YES" to any of these, you should consider having an umbrella liability policy.


Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1 million. Higher limits may also be available. Talk with Held Insurance Agency to determine the right amount of coverage for your needs. Learn more

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees can also be paid in addition to the coverage amount.

The right coverage for you is unique – talk to Held Insurance Agency today to find out how to protect yourself, your family, and your future with the right personal umbrella insurance. Just call 847.264.4644 to speak with one of our agents and determine the right coverage for you.

Get a Quote!

Frequently Bought together with Umbrella insurance


Property Insurance

Bundle your auto with your property insurance to save.


Auto Insurance

Don't lose your assets in a lawsuit.


Life Insurance

Make sure your family can stay in your home.


Landlord Insurance

Cover your rental properties.