Mount Prospect Flood Insurance

Quality Protection For Your Needs In The Northwest Suburbs and Northshore

National Flood Insurance and Private Flood Insurance Programs


Flooding can happen at any time, and as your local Independent Insurance Agent, our team at Held Insurance Agency wants to make sure you, your family, and your business are prepared for hidden flood risks in the area.

In villages and cities like Mount Prospect and Des Plaines, there’s more development and fewer places for water to go. Heavy rain can become a flood in minutes, causing serious damage to your home, possessions, and business.

Held Insurance Agency works with the National Flood Insurance Program and private flood insurance carriers, and encourages all Mount Prospect and Des Plaines residents and business owners to purchase flood insurance to protect their homes, families, and businesses.

Here are four things to know about flooding:

  • For everyone: Flooding can happen anywhere and at any time. Limited drainage systems, backyard streams, neighborhood construction, and even summer storms can all cause devastating flooding.
  • For homeowners: Flooding can happen even if you live far from water. In fact, 40% of NFIP claims came from outside high-risk flood areas between 2015 and 2019.
  • For renters: A standard renters insurance policy typically doesn’t cover flood damage. Your landlord may have flood insurance to cover the building you live in, but it's likely that their insurance will not cover your personal belongings should a flood occur.
  • For business owners: Almost 40% of small businesses never reopen their doors following a flooding disaster.

Get a Quote!