Mount Prospect Condo Insurance

Quality Protection For Your Needs In The Northwest Suburbs and Northshore

Condominium Insurance


Condo Insurance – Protecting Mount Prospect

Condominium insurance is unique. It needs to be designed around the master insurance policy for your association. The association policy typically covers the common areas. You are typically responsible for the inside of your unit, sometimes referred to as "walls-in" coverage.

Your condo unit insurance policy covers your personal property (belongings), liability, and any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Up to the limits you select.

Let Held Insurance Agency help you find the right amount of coverage to suit your insurance needs Illinois. Call us today at 847.264.4644.

Illinois – What you need to know about condo insurance

Condo insurance provides coverage for your personal property and much more. You can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

If you have upgraded cabinets or put in hardwood floors, your condo coverage can protect these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for.

If common areas are damaged or the association is found liable, your association may levy assessments against all the owners. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments.

Held Insurance Agency can help you determine your coverage needs to make sure you’re properly covered. Call us at 847.264.4644 or online at Get A Quote.

Protect yourself and your guests

Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

Extra coverage doesn’t have to cost a lot

Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection.

If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage in the event of a covered loss.

Find unique insurance that is right for your condo

Contact Held Insurance Agency to identify the best combination of coverage and value. We can help make sure your condo insurance continually meets your needs. Call us at 847.264.4644 or fill out from below.

Frequently bought together with condo insurance


Auto Insurance

Bundle your Condo and Auto insurance for savings!


Umbrella Insurance

Protect yourself from the unexpected.


Life Insurance

Protecting the ones you leave behind.

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