Home insurance protects what's inside the house just as much as protects the physical structure of your home. Your house, condo, townhome and even apartment becomes your “home sweet home” when you move all your belongings into it. Your belongings sometimes are more cherished than the physical structure of the building.
Some of the things you bring into the home such as furniture, electronics, sport equipment and clothing are all your belongings, referred to as personal property in insurance terms. And you need to make sure that these items are properly protected.
If you have any high value items, make sure you check with the Held Insurance Agency so we can review your homeowner's coverage to make sure your property is protected. We understand that your home is not just the physical structure and we want to make sure that everything inside of it is protected. Many high value items such as jewelry or artwork may need special coverage since they may exceed the policy limits. Always ask your agent if it's covered.