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Urban flooding in Mount Prospect and DesPlaines – add flood insurance coverage from Held Insurance Agency

Flooding can happen at any time, and as your local Independent Insurance Agent, I want to make sure you are / your family is / your business is prepared for hidden flood risks in your area.

In towns and cities like Mount Prospect and DesPlaines, there’s more development and fewer places for water to go. Heavy rain can become a flash flood in minutes, causing serious damage to your home and possessions / business.

FEMA and the National Flood Insurance Program (NFIP) are encouraging all Mount Prospect and DesPlaines residents and business owners to purchase flood insurance to protect their homes, families, and businesses.

Here are four things to know about flooding:

  • For everyone: Flooding can happen anywhere, at any time. Limited drainage systems, backyard streams, neighborhood construction, and even summer storms can all cause devastating flooding.
  • For homeowners: Flooding can happen even if you live far from water. In fact, 40% of NFIP claims came from outside high-risk flood areas between 2015 and 2019.
  • For renters: A standard renters insurance policy typically doesn’t cover flood damage. Your landlord may have flood insurance to cover the building you live in, but it's likely that their insurance will not cover your personal belongings should a flood occur.
  • For business owners: Almost 40% of small businesses never reopen their doors following a flooding disaster.

Reach out to us with any questions your have or to learn more about the right level of coverage for your home / business

Serving Illinois and Wisconsin: Held Insurance Agency, Insurance Simplified. Call us at 847.264.4644

Content provided by National Flood Insurance Program.