Mount Prospect Long Term Care Insurance
Quality Protection For Your Needs In The Northwest Suburbs and Northshore
Long Term Care Insurance
What is Long Term Care Insurance?
Long Term Care (LTC) insurance covers a variety of things not covered by health insurance, Medicare, or Medicare supplemental insurance. It's designed to help people when they cannot perform tasks needed to live independently. Long Term Care services including personal and custodial care in various settings such as at home, assisted living facility, adult day care, nursing homes, and hospice.
Held Insurance Agency can assist with helping you set up an LTC plan with one of our multiple insurance carriers. Contact us at 847.264.4644 so we can schedule a time for you to speak with one of our Long Term Care Insurance Specialists.
A few reasons for purchasing LTC Insurance Policy
Preserve Independence - you make your own choices and decide how you want to be taken care of
Choice of care and caregivers - allows one to stay at home as long as possible
Protect assets and standard of living - you worked hard for your assets and want to maintain your lifestyle as much as possible
Avoid being a burden - emotional and even financial burdens could strain any family relationship
Leave more assets to family or others - pass on your assets to others without having to divest them for Medicaid
Peace of Mind - live your life, without having to worry