Pickup Truck Insurance

When You Need Pickup Truck Insurance - Call Us at 847.264.4644

Behind the wheel is one of the favorite places for pickup truck lovers. Nothing like hitting the road, or that muddy back road to your favorite hunting/fishing spot, in your pickup truck. But you must make sure your pickup is properly insured for its size and how you use it. If anything were to happen, you would need the right coverage to protect yourself and your family, and get your truck out of the ditch and back on the road.

Client Centered

Any customizations to your truck? If you added on a cap, lifted the body, or modified it from manufacturer specs, you may need some extra coverage.

What are you towing? If you pull any trailers; like a fifth-wheel camper, snowmobile, or boat trailer. Extra coverage may be needed.

Are you using the truck for work purposes? Using it for business purposes, make sure it's endorsed so that there are no issues if a claim happens. 

Are you getting it muddy using it off-road? Make sure you are covered off-road.  

We can help you get the light or heavy-duty pickup truck insurance you need, whether you have a Ram, Ford F-series, Silverado, or another type of pickup.

It’s Insurance Simplified to get pickup truck insurance quotes when you work with Held Insurance Agency. Our office is located in Mount Prospect, Illinois. Serving all of Illinois and Wisconsin.

Recommended Insurance Coverage For Pickup Trucks

  • Bodily Injury Liability (BI) can help cover injuries you caused to someone in a car accident. Medical bills, lost wages, or even a death payment for the person that you injured can be included. Bodily injury liability coverage is required in most states.
  • Property Damage Liability (PD) can help cover damage that your truck caused to property in an accident. This can include damage to another vehicle, light pole, building, and other property. Property damage liability coverage is required in most states.
  • Collision coverage can help you repair or replace your pickup truck after an accident so that you can get back on the road. A deductible may apply.
  • Comprehensive coverage (Other Than Collision) can cover your pickup truck against losses that occurred in other than collision claims; such as fire, theft, hail damage, and others. A deductible may apply.
  • Medical helps cover medical-related expenses for you and your passengers if you’re injured in a car accident (sometimes referred to as no-fault coverage). It may also cover your family if you’re hit as a pedestrian.
  • Uninsured motorist (UM) and Underinsured motorist (UIM) coverage can protect you if you’re hit by a driver who does not have insurance or does not have enough insurance to cover your loss from the accident.
  • Roadside / Towing helps if you need a tow, flat tire, run out of gas, need a jump start, and more.
  • Full Glass allows your windows to get repaired or replaced if they are shattered or have a crack or chip. **Not choosing this option, your glass can be covered under the comprehensive coverage and be subject to that deductible.
  • Deductible in the case of a covered loss, you’ll only be required to pay your deductible, and the insurance company covers the additional, up to the applicable limit for that loss under your policy.

Frequently Bought Together With Pickup Truck Insurance