Renters Insurance

When You Need Affordable Renters Insurance - Call Us at 847.264.4644

Do you need renters insurance?

Yes. Renters insurance can cover almost all of your personal possessions. Most policies provide coverage for electronic goods and equipment, small appliances, sports equipment, cameras and photography equipment, furniture, clothing, glassware, china, and books. Other items, such as computers, jewelry, furs, watercraft, and firearms, can also be covered with extended protection. 

We encourage all renters to spend just five minutes with a calculator to add up the cost of replacing everything they own. You will be surprised at how much you own. 

The cost of replacing your stuff

The cost of replacing your stuff

If you’ve considered it all, you might think that the “stuff” you have isn’t worth much. It may or may not be worth anything from a dollar amount, but that’s very different compared to how much it would cost you to replace it. Buying a new couch, bedroom set, clothing, or computer can cost much more than you think. You’ll be surprised at how affordable renters insurance can be. Besides covering your stuff, it can cover you from being held liable if someone hurts themselves while they’re in your apartment. So, in the unfortunate event, you’re sued, and the judgment goes against you, the renter's policy will cover you, up to the policy limits.

We can help you get the renters insurance you need, whether you are renting an apartment, condo, single-family, or another type of residence.

It’s Insurance Simplified to get renters insurance quotes when you work with Held Insurance Agency. Our office is located in Mount Prospect, Illinois. Serving all of Illinois and Wisconsin.

Recommended Insurance Coverage for Renters

  • Personal Property - this is coverage for your belongings or "stuff". Items can include clothing, furniture, electronics, sports equipment, and more.  
  • Liability - provides coverage in the event you are liable for injuries or property damage. This may also include defense costs.
  • Loss of Use - Pays additional costs if you can't live in your home after a covered loss.
  • Replacement Cost -  This is a settlement option in which you are paid the replacement value in a claim instead of a depreciated amount(actual cash value).

Frequently Bought Together With Renters Insurance