800 East Northwest Highway
Recreational Vehicle (RV) owners are a special breed. They love to take to the highway because they know traveling is more than just a means to get from point "A" to point "B." RV owners know the journey means as much as the destination.
While RV'ers enjoy being on the road and getting away, many mistakenly assume that RV insurance is the same as car insurance. If you don't have proper insurance for your RV, you may face financial hardship if you have an accident.
RV Insurance is like two policies in one: it protects your vehicle like car insurance and your living area like home insurance.
Collision and road emergencies are risks to insure. But when you are camping or parked, your RV becomes your home and needs to be protected against theft, fire, liability, and other disasters.
Insurance for motor homes is to protect people that travel. And because your vehicle is typically bigger than others, you should have increased liability coverage than standard autos, and this is only one important coverage option you might consider.
There are several classes of recreational vehicles and they each need special insurance:
When you insure your RV, you might want to consider these important options:
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for. While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. There’s no such thing as a one-size-fits-all insurance policy when it comes to your RV.
Contact us It’s Insurance Simplified to get RV insurance quotes when you work with Held Insurance Agency. Our office is located in Mount Prospect, Illinois. Serving all of Illinois and Wisconsin.