Business Insurance in Mount Prospect & Beyond
Protection for the Business You’ve Worked Hard to Build
Held Insurance Agency partners with local businesses across Mount Prospect, Arlington Heights, Des Plaines, Palatine, Schaumburg, and Chicagoland to protect their operations, employees, and assets. We understand the challenges small and mid-sized businesses face — from tight margins to shifting risks — and we’re committed to being your one-stop resource for dependable commercial insurance. Whether you’re launching a home-based startup, running a storefront, or managing a growing company, we take a consultative approach to identify your exposures and tailor a plan that keeps your business protected and moving forward.
Explore Our Commercial Insurance Solutions
General Liability Insurance
Covers injuries, property damage, or lawsuits related to your business operations. A foundation for nearly every business.
Commercial Property Insurance
Protects buildings, equipment, inventory, and business contents from fire, theft, storms, and more — for owners and tenants alike.
Business Owners Policy (BOP)
Combines general liability and commercial property into a cost-effective package for small businesses. Ideal for shops, offices, and service providers.
Workers’ Compensation
Provides medical and wage benefits for employees who are injured or become ill due to work-related causes. Required for most Illinois businesses.
Commercial Auto Insurance
Covers business-owned vehicles and employees who drive for work.
Professional Liability
Protects service-based businesses from claims of negligence, errors, or omissions.
Cyber Liability Insurance
Helps protect your business from data breaches, cyberattacks, and privacy-related claims — essential for any business storing customer data.
Commercial Bonds
Ensures performance, compliance, or financial guarantee obligations are met for contractors and specialty businesses.
Liquor Liability Insurance
Required for businesses that manufacture, sell, or serve alcohol.
Directors & Officers (D&O) Insurance
Protects leadership and board members from personal liability related to management decisions.
Group Health Insurance
Employee benefits solutions tailored for small and mid-sized businesses.
Your Business Deserves More Than a Generic Policy
We take the time to understand how your business operates — from your customers and employees to your equipment, vehicles, and daily risks. Many policies work best in combination, and we help you structure a coordinated strategy that may include liability, property, cyber, workers’ comp, auto, and supplemental coverages. As active members of the Mount Prospect Chamber of Commerce and local business community, we know the industries we serve and the realities business owners face. Whether you run a boutique, a restaurant, a contracting operation, or a professional service firm, we’re here with clear advice and responsive support.
How We Work
We make protecting your business straightforward and proactive.
Serving Businesses Across Mount Prospect & Beyond
We proudly insure businesses across the northwest Chicago suburbs — from local shops and restaurants to contractors, manufacturers, and professional service providers. Because we’re deeply involved in the community, we understand local business requirements, regional risks, and industry-specific challenges. Our goal is simple: to offer commercial insurance solutions that protect your investment, support your growth, and give you the confidence to focus on your business, not your insurance.
Ready to Protect Your Business?
Not sure what insurance your business needs? Let’s talk. Schedule a risk review or request a quote today — we’ll recommend cost-effective solutions so you can focus on running your business with confidence.
